First Time Buyers


You've got questions, we've got answers.  Whether it's how to get started, how to get pre-approved or what to look for in a new home, our experts can help.


Should I talk with a lender before looking at homes?

The short and simple answer is YES.  Talking to a lender, a bank or your local credit union is the first step in the home buying process.  A qualified mortgage professional can present financing options, help you determine the right loan program and most importantly help you get pre-approved.  Oakville Realty Group works closely with several local mortgage professionals and would be happy to make an introduction.


How much home can I afford?

A qualified, mortgage professional will help you determine what type of financing options you qualify for and at what amount.  A lender can also assist you in estimating your monthly payments based on different home costs.  Armed with this information, you can make a well-informed personal decision around what is best for your family and your budget.


Are there special programs for first time home buyer?

If you’re a first time home buyer, talking with a lender before looking at homes is strongly suggested as there are many first time home buyer programs available. These programs can vary from state to state and county to county, so knowing exactly what’s available to you is critical.


Who pays the fees when buying a home?

This question comes up quite a bit, especially when buyers are considering whether or not to work with a Realtor.  While situations can vary, in most cases the person selling the home (the seller) is responsible for the fees paid to a Realtor.


Still have questions?

Our experienced team at Oakville Realty Group is here to answer your questions and walk you through the process.  Call, email or text us with your questions and we can usually respond with an answer in the same day.